RH Credit Card
Take all the Credit ... and the Awards too! With a Restoration Hardware credit card in hand, there's no reason to put off that purchase you may be contemplating. Our credit card confers these benefits:
- RH Awards. For every dollar you charge on your RH Credit Card, you earn points towards special Awards Certificates. The RH Awards Program is provided by RH which is solely responsible for the program operation. RH may change the terms of the program at any time. Find out more.
- Customized, Promotional Credit Plans. Periodically, throughout the year, we may offer promotional interest plans such as:
- Deferred Interest Payment Option. Spend $500 or more on your RH credit card and elect to defer interest charges for 90 days.¹
- Equal Payment Plans. With a purchase of $2000, spread your payments out into equal amounts at a very attractive 9.9% interest rate.²
- Special Promotion: No Interest No Payments for 12-months on purchases of $750 or more.
- Spend $750 or more on a single transaction on your RH credit card and make No Payments for 12-months 3
- Valid now through December 31, 2009.
To apply 4 for the RH Credit Card or to review your existing account, please click here . If you're approved, your account is ready to be used immediately. If you choose to receive your account number online, please remember to write it down so that you can use it prior to your permanent credit card arriving via mail.
ALREADY A CARD HOLDER?
Click here to manage your account online, bill payment, statement and account access, update personal information, add authorized buyers or request a credit limit increase.
| LOW APR/EQUAL PAYMENT MONTHLY PAYMENT ESTIMATES* | ||||
| Amount of Purchase | Duration of Payment Plan | |||
| 12 Mos. | 24 Mos. | |||
| $2,000 | $177 | N/A | ||
| $3,000 | $266 | $140 | ||
| $4,000 | $354 | $186 | ||
| $5,000 | $443 | $233 | ||
| $6,000 | $531 | $279 | ||
| $7,000 | $620 | $326 | ||
| $8,000 | $708 | $372 | ||
| $9,000 | $797 | $419 | ||
| $10,000 | $885 | $465 | ||
For more information regarding the RH Credit Card, please click here.
¹ Deferred Interest Promotional Credit Plan: Subject to credit approval. When you use your RH credit card account, Finance Charges are deferred for promotional credit plan purchases and then accrue from the date of purchase through and including the last day of the promotional period if the purchase amount is not paid in full by the promotional period end date (90 days from date of minimum $500 purchase). If the promotional credit plan purchase is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Restoration Hardware promotional credit plan, the remaining balance and the amount of Finance Charges that have accrued from the date of purchase through and including the last day of the promotional period will be included in your regular revolving balance and regular credit terms will apply. Accounts are subject to an APR of 21%, minimum monthly FINANCE CHARGE of $1.00. Minimum $500 purchase required.
² Low Interest Equal Payment Promotional Credit Plan: Subject to credit approval. When you use your RH credit card account, Finance Charges are assessed on promotional credit plan purchases from the date of purchase through the end of the promotional period. The minimum payment will be the amount of the purchase including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period divided by the number of months between the date of the purchase and the promotional period end date (See monthly Payment Estimate Chart located to the left) rounded up to the nearest whole dollar. If the promotional credit plan purchase is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for two consecutive billing cycles, under this or any other Restoration Hardware promotional credit plan, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 9.9%. After the promotional period ends regular credit terms will apply and accounts are subject to an APR of 21%, minimum monthly FINANCE CHARGE of $1.00. Minimum $2000 purchase required for 12 month plan; minimum $3000 purchase required for 24 month plan.
3 Special Promotion: No Interest, No Payments Credit Plan: Subject to credit approval. When you use your RH credit card account, Finance Charges are deferred for promotional credit plan purchases and then accrue from the date of purchase through and including the last day of the promotional period if the purchase amount is not paid in full by the promotional period end date (365 days from date of minimum $750 purchase). If the promotional credit plan purchase is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Restoration Hardware promotional credit plan, the remaining balance and the amount of Finance Charges that have accrued from the date of purchase through and including the last day of the promotional period will be included in your regular revolving balance and regular credit terms will apply. Accounts are subject to an APR of 21%, minimum monthly FINANCE CHARGE of $1.00. Offer ends October 06, 2009. Minimum $750 purchase required.
4 Application available to U.S. residents only.
* The minimum payment due shown reflects the amount due if your previous balance is zero. Purchase must be made using the RH credit card. If previous balance is not zero, the minimum payment due will be the greater of: (a) $15.00; or (b) 3.3% (rounded to the nearest whole dollar) of the New Balance shown on your Statement. Subject to credit approval.